Our Board

  • ”Norm Varin” width=

    Norm Varin
  • Douglas Fry

    Douglas Fry
  • Joanna Ramer

    Joanna Ramer
  • “Fernando

    Fernando Veloz

  • Travis Packer

  • Bill Cafferty

  • Kathy Brashear
  • Darcy Wagner

    Darcy Wagner
  • Sean White

    Sean White
  • Jennifer Pike

    Jennifer Pike
  • Robert Schmidt

    Robert Schmidt
  • Dan Ripley

    Dan Ripley
  • Lydia Aguirre

    Lydia Aguirre
  • Ruth Ann Hultman

    Ruth Ann Hultman

Executive Board

Norm Varin

Norm Varin

  • BOARD POSITION: Chairman
  • COMPANY: PacificSource Health Plans/Idaho Physicians Network
  • www.ipnmd.com
  • ACTIVE SINCE: Member since 2012

As Executive Director for Idaho Physician’s Network (IPN), the largest independent provider network in Idaho, Norm oversees strategic planning and operational excellence from IPN’s Boise office.  In a concurrent role as Director of Government Relations for PacificSource, Norm Varin works with government officials and internal colleagues to support review, implementation and compliance with state and federal laws.  Previously as Manager of Underwriting, Norm was responsible for matching appropriate rates to existing and predicted risks. Norm joined Primary Health in 2007, later acquired by PacificSource in 2009. Prior to joining Primary Health, Norm worked for Regence BlueShield of Idaho for 15 years. He has more than 17 years of experience in all aspects of Underwriting and Actuarial activities. For two years Norm held the position of Manager of Field Marketing responsible for addressing market opportunities and challenges relating to product, price, network, and channel. He has been a member of the State of Idaho Reinsurance Board for small employer and individual products during the last ten years and current chairman of the Employers Health Coalition of Idaho. Norm is also secretary of the Compass Public Charter School board.  Norm graduated from the University of Idaho with a bachelor of science in applied mathematics and a master of science in statistics

Douglas Fry

  • BOARD POSITION: Vice Chair & Marketing/Membership Outreach Committee
  • COMPANY: Strategic Employee Benefit Services
  • boise.strategicebs.com
  • ACTIVE SINCE: Member since 2010

Douglas has spent much of his time in Idaho working for two health carriers in Idaho, Pacific Source Health Plans and Primary health. He managed a third party administrator that specialized in claims for large self-funded employers and ran his own multi-line insurance agency in the Treasure Valley. Douglas is active in the National Association of Health Underwriters. He has a Bachelor of Science in Business Management from the University of Phoenix. Douglas has been in Idaho since 2000 and enjoys spending time with his children.

Joanna Ramer

Joanna Ramer

  • BOARD POSITION: Secretary
  • COMPANY: Delta Dental of Idaho
  • www.deltadentalid.com
  • ACTIVE SINCE: Member since 2016

As a Senior Sales Account Executive for Delta Dental of Idaho, Joanna Ramer is a dental insurance industry veteran. With two decades of experience, she actively works with prospective group clients and manages large, key accounts throughout Idaho. Being well-versed on the importance of dental benefits has helped Joanna educate and empower Idahoans to improve their oral health. Her thought leadership on oral disease prevention, work productivity and cost savings ensures long term commitment with her clients and the subscribers in which Delta Dental of Idaho serves.

Prior to sales and account management, Joanna was instrumental in building two of the largest dental provider networks in Idaho. As the previous Provider Relations Specialist at a local competitor and subsequently at Delta Dental of Idaho, Joanna was instrumental in building the PPO dental networks in the Idaho marketplace. Her accomplishments can be attributed to her focus on relationship-building with stakeholders across the dental community resulting in Delta Dental offering one of the largest provider networks to date.

Joanna is licensed in Idaho as a Disability (Health & Life) insurance agent and has been a longtime member of the Idaho Association of Health Underwriters.

During her free time, Joanna is an avid runner, participating in half-marathons whenever calendars align. She also loves to travel, making great memories with her family.


Fernando Veloz

Fernando Veloz

  • BOARD POSITION: Treasurer (also YourHealthIdaho Exchange Board Representative)
  • COMPANY: MS Administrative Services, Inc
  • www.msadmin.com
  • ACTIVE SINCE: Member since 2007

Fernando has been in the health industry for over 20 years. He is the CFO at MS Administrative Services, Inc., a Meridian company that provides third party administrative services, and specializes in employee benefits). In addition, Fernando serves on the Your Health Idaho, Exchange Board and presides on the Finance Committee and Chairs the Marketplace Committee. He is a licensed Certified Public Accountant in Idaho, with the Chartered Global Management Accountant and Personal Financial Specialist designations (American Institute of CPA's) and a member of the Idaho Society of CPA's, American Institute of CPA's and local chapter. In addition, he is a Certified Business Manager with financial acumen. While serving on the board of EHCI, his vision is grow the membership and educate member organizations to become the "go-to" entity for all employer health related matters, utilizing all available resources the valley has to offer. He is passionate about what he does and it shows in his enthusiasm.

Fernando loves to spend time with his family and is an avid golfer that prefers Idaho's summers, although in the winter months, he still loves to be outside and is active serving on the board of the Professional Ski Instructors of America – Northern Intermountain Division, and is a volunteer ski instructor helping to teach adults and children with disabilities to ski. He served as a Special Olympics coach and continues to dwell on what his professional and personal strengths can offer to others and help them to succeed.

Committee Chairs

Travis Packer

  • BOARD POSITION: Membership Retention Committee Chair
  • COMPANY: Select Health
  • selecthealth.org
  • ACTIVE SINCE: Member since 2012

Travis is the Idaho Senior Sales Executive for SelectHealth. He is responsible for broker relations and membership growth in SelectHealth’s expansion into the Idaho market. He has worked in the insurance industry for over 10 years, a portion of that time running his own multi-line insurance agency. Prior to his career in the insurance industry, Travis worked as an Industrial Hygienist and Safety Engineer for a large manufacturing company.

Travis is a graduate of Utah State University with a Bachelor of Science in Public Health. He and his family recently relocated to Boise from east Idaho. Travis is active in the Boy Scouts of America and is a founding member of the charitable organization, Haiti Sak Plen.

Bill Cafferty

  • BOARD POSITION: New Membership Committee Chair
  • COMPANY: Saint Alphonsus Health System
  • saintalphonsus.org
  • ACTIVE SINCE: Member since 2013

Bill has worked for Saint Alphonsus since 2002.  He is the manager of Corporate Development for the Saint Alphonsus Health Alliance and in this role, he cultivates relationship with area brokers and employers and helps them to see the value a relationship with the Alliance could bring to their health plans.  Prior to his career at Saint Alphonsus, Bill managed a home medical equipment business for many years… helping to fit custom wheelchairs to individuals with special needs.

Bill has a beautiful wife (Lynn), three awesome children (Jolene, Shanna & Eric) and three perfect grandchildren (Abel, Pepper and Walker William). In his spare time, he enjoys various sporting events, assisting with Conservation efforts and youth development (Pheasants Forever) hunting, fishing, and various horse competitions (reining, cutting, Omoksee, Tennessee Walkers…).

Kathy Brashear

  • BOARD POSITION: At Large (also SHIP Board Representative)
  • COMPANY: Futura Tile & Escrow Corp. / Alliance Title & Escrow Corp
  • futuratitle.com
  • ACTIVE SINCE: Member since 2015

Kathy Brashear is Alliance Title’s Senior Vice President and Chief Human Resources Officer, based in the corporate office in Boise, Idaho. She joined the Alliance Title team in 2001 and has been in the human resources industry since 1979. What she enjoys most about her work is helping employees become successful and the challenges of supporting managers and employees located in 70 locations in five states.

Kathy relocated to the Boise community in 1995 from Baker City, Oregon. Prior to coming to ATEC, Kathy worked for the USDA Forest Service for 13 years in HR Management. Once relocating to Idaho and settling into the community, Kathy began providing HR consulting services to many local companies. In 1998, Kathy accepted a position with Hewlett Packard in their HR Division. As Hewlett Packard sold off the manufacturing division to Jabil Circuit, Inc., Kathy then took on managing all Staffing and Recruiting activities for Jabil Circuit, Inc. Kathy was a member of the HR Management Team that supported 1,300 employees locally and also served on Jabil’s Global Recruitment Team.

Kathy attended Oregon State University and continues to be a member of the Society of Human Resource Management, Human Resources of the Treasure Valley, actively involved in the Idaho Youth Ranch, past member of the Boise State Technology Board, and National Associate of Professional Women. Kathy is has been an NNU Foundation Chairman of the Board since 2006 and is actively involved in the success of NNU. In her spare time, Kathy enjoys spending time with her husband Todd, son Ross James, and daughter Katy Ann.

Darcy Wagner

  • BOARD POSITION: Speaker Committee Co-Chair
  • COMPANY: PacificSource Health Plans
  • pacificsource.com
  • ACTIVE SINCE: Member since 2015

Darcy Wagner is a Sales Executive for PacificSource Health Plans. Based in the Boise office, Darcy works with brokers and clients in southwest Idaho to promote the value of PacificSource and to foster growth in the market. Darcy specializes in large group and self-funded plans as well as the small group market. Before joining PacificSource, Darcy worked as a benefits consultant for a local employee benefits firm.

Prior to entering the health insurance industry, Darcy spent 13 years as an elementary teacher and a Gifted and Talented Facilitator in both the Boise and West Ada School Districts.

Darcy was raised just outside of Seattle on Bainbridge Island, and moved to Boise in 1997 after graduating from Western Washington University. In her spare time she is busy raising two boys and can usually be found cheering them on at one of their numerous sporting events.

Sean White

  • BOARD POSITION: Speaker Committee Co-Chair
  • COMPANY: Mercer
  • mercer.com
  • ACTIVE SINCE: Member since 2016

Sean is a senior consultant in Mercer’s Boise and Seattle offices and currently provides ongoing health and welfare benefits consulting as well as leads and participates on strategic client assignments throughout the northwest. He has over eighteen years of experience in the design, pricing and administration of health and welfare programs, with a focus on multi-year benefits and wellness strategy, financial analysis and consulting, including self-insured plan cost projections, trend analysis, plan performance, contribution strategy and design, plan design review, benchmarking and redesign, and IBNR development.

Sean is also a member of Mercer’s Total Health Management Design specialty group and has worked with a number of clients on the development and design of total health management programs. Sean also participates on the Mercer Actuarial and Financial national sub-committee responsible for the development of Mercer’s bi-annual internal trend guidelines.

Sean has a bachelor’s degree in mathematics from the University of Washington and a Master’s in Business Administration from Seattle University.

Jennifer Pike

  • BOARD POSITION: Speaker Committee Co-Chair
  • COMPANY: State of Idaho (Office of Group Insurance)
  • idaho.gov
  • ACTIVE SINCE: Member since 2016

Jennifer Pike is the Administrator at the State of Idaho’s Office of Group Insurance. Jennifer works with state agencies and elected officials to administer the medical, dental, life and disability programs for state of Idaho employees and their families.

Jennifer began her career in public service at the State’s Department of Administration in 2009 where she has also served in a public information capacity.

Jennifer is an Idaho native and a graduate of Boise State University.

Robert Schmidt

  • BOARD POSITION: Legislative Chair
  • COMPANY: Milliman Incorporated
  • milliman.com
  • ACTIVE SINCE: Member since 2012

Robert Schmidt, FSA, MAAA, EA, is a principal and consulting actuary with Milliman. He is the manager of the Boise, Idaho, office and joined the firm in 1987.

Robert works with a variety of corporate, public, and multiemployer clients, with member bases that range from a few hundred to more than 100,000 individuals. He specializes in healthcare and retirement plan consulting. His healthcare consulting assignments have included general consulting, health care reform strategy analysis, benchmarking analysis and surveys, estimation of liabilities and reserves, benefit design, self-funding feasibility studies, health vendor RFP consulting, Medicare and non-Medicare exchange consulting, and post-retirement benefit valuations. His retirement plan consulting assignments have included actuarial valuations, assumption studies, asset/liability studies, defined benefit and defined contribution plan design, and administrative consulting.

Robert consults to boards of directors, special committees, legislative groups, financial directors and staff, administrative directors and staff, and collectively bargained groups.

Robert is a frequent speaker before professional and client groups and has authored articles on current employee benefit issues for Milliman Perspectives, Milliman Client Action Bulletins, Milliman Blogs, CCH Compliance Guide for Plan Administrators, and the Journal of Pension Benefits.

Dan Ripley

  • BOARD POSITION: Governance Committee Chair
  • COMPANY: St. Luke’s Health System
  • stlukes.com
  • ACTIVE SINCE: Member since 2012

Dan has been with St. Luke’s Health System as a Sr. Benefits Analyst for 4 years. Prior to joining the St. Luke’s benefits department he was a Benefits manager for both Albertsons Inc. and Supervalu for 16 years managing both health and welfare and retirement plans. He earned his Bachelor of Arts degree in Accounting and Finance through the College of Idaho and Masters in Business Administration from Northwest Nazarene University.

Dan loves to spend time with his family and the many outdoor activities throughout Idaho including snow skiing and golfing. He also volunteers with little league baseball as both a coach and umpire.

Lydia Aguirre

Lydia Aguirre

  • COMPANY: Idaho Housing and Finance Association and The Housing Company
  • www.ihfa.org
  • ACTIVE SINCE: Member since 2004

Lydia has been with Idaho Housing and Finance Association for 23 years, as Director of Human Resources, and is also Director of HR for The Housing Company directing all HR and payroll activities for both organizations. She has been an HR Generalist for 35 years, for variety of industry types. Current certifications are SPHR (Senior Professional in HR), CCP (Certified Compensation Professional) and SHRM-SCP (Senior Certified Professional). Prior to IHFA, Lydia worked in the private sector for large national corporate environments. Prior to IHFA she worked for Micron, Boise Cascade Corp., and Ore-Ida Foods, a subsidiary of Heinz USA. Lydia previously and presently serves on several HR related Boards throughout the Treasure Valley. She earned a Bachelor of Science degree in education from Boise State University, and completed graduate level coursework at BSU. Prior to entering the corporate world, she was a teacher certified to teach K-12, and taught Elementary, Junior High, and High School classes.

Ruth Ann Hultman

  • BOARD POSITION: Marketing/Membership Outreach Committee Co-Chair
  • COMPANY: Idaho Association of Commerce and Industry (IACI)
  • iaci.org
  • ACTIVE SINCE: Member since 2016

Ruth Ann joined IACI at the beginning of 2016. She has worked for non-profits and associations since moving to Boise in 2010, consistently growing programs and increasing revenue. Previously, she handled appropriations for a U.S. Senator, and worked in client service for an investment management firm while living in Washington, D.C.

Ruth Ann has a Bachelor’s degree in Interior Design with a minor in Architecture from the University of Idaho. She currently serves on the board for the Employers' Heath Coalition of Idaho. She moved to this area to be close to family, specifically her niece and nephew.

Ruth Ann lives in Boise. She also has a beta fish named Randy, whom you can visit in her office at IACI.